| Employee Benefits |
Health & Dental Insurance:
Employees who meet the required FTE level will qualify for health and dental insurance coverage. The Medical Center will pay 85% of the single premium for health insurance and 50% of the premium for family coverage. The employee is responsible for the remainder of the premium through a payroll deduction. The employee pays a portion of single dental coverage and is responsible for the entire family premium for dental coverage.
Life Insurance:
Employees who meet the required FTE level qualify for Medical Center paid term life insurance. Coverage is one times annual base salary (per FTE) with a minimum of $15,000 coverage and a maximum coverage of $40,000.
Short Term & Long Term Disability Insurance:
Employees who meet the required FTE level are eligible for Medical Center paid Short Term Disability insurance coverage. The employee is insured for 60% of his base wage (per FTE) for 24 weeks. Coverage commences on the 29th day of his/her disability. Long term disability coverage may be purchased by the employee.
Retirement Plan:
All Medical Center employees are eligible for the Center’s 401k Retirement Plan at the time of hire. When the employee has completed 1 year of service and worked a minimum of 1000 hours, he/she will be eligible to receive 50% up to 4% matching of their pension deferral. The plan is through John Hancock.
Flexible Spending Account (FSA/125 Cafeteria Plan):
This benefit offers employees to set aside pretax money through payroll deduction to pay for eligible items such as prescription drugs, over-the-counter medications, co-pays, vision needs, daycare, etc.. Employees are eligible on their date of hire or during the open enrollment period. Medical maximum is $1500 and daycare maximum is $5000 annually.
Paid Time Off:
All employees (with the exception of casual and temporary employees) are eligible for paid time off (PTO). Accrual rates are per contract agreement or per Medical Center policy.
Family & Medical Leave Act Leave:
The employee must be employed for at least 12 months and worked at least 1250 hours in that time to qualify for this unpaid leave. The Medical Center follows the guidelines of the Family & Medical Leave Act of 1973. Employees must request this leave 30 days in advance of leave whenever possible. Employees absent for 3 consecutive scheduled shifts of work due to his/her own serious health condition will be automatically placed on F&MLA Leave. The Medical Center policy on this leave is available in the Human Resource office.
Sunshine Club:
All employees are eligible to join this club. The cost is $25.00 per year.
Rainy Lake Medical Center Employee Handbook:
This handbook is available through the Human Resource office or the intranet. It answers many of the questions you may have concerning your employment here at Rainy Lake Medical Center.
****Information regarding Medical Center sponsored benefits is available at the Human Resource office or by calling 218-283-5437.
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